REO & OREO


CJM Associates, Inc.

We serve as the leader in providing efficient, streamlined, and predictable commercial and residential real estate disposition solutions. For clients in the default industry, we place reliable occupants with sustainable ownership or tenancy, while preserving neighborhood and asset values.

Experience.  Knowledge.  Innovation.

Founded in 1988, for over 26 years, the CJM Associates name has earned renown as a leading real estate investment and advisory firm. CJM Associates, Inc. was incorporated in 2002 to serve clients desiring a complete package of real estate disposition, acquisition, and advisory services.


As one of the world’s top realtors, our founder Carmela Ma has integrated the experience, knowledge, and innovation from the most successful and innovative real estate sales models into an unparalleled REO and OREO management and sales blueprint with a dedicated focus on ease of property disposition for the lender and asset manager.


Our core system is built around the principles of smoothness and urgency. As a lender or asset manager, you can discover the ease of dealing with a client-oriented firm that delivers prompt marketing start-up, on-time reporting and updating, quick and accurate valuations, efficient billing and vendor service management, and an all-encompassing suite of professional REO/OREO management and sales services.





Southern California

Photo Source: Wallpoper.com